LightStream’s app and you can financing procedure is actually finished on line. The company will not reveal credit rating otherwise income conditions private finance, but it does suggest that it approves consumers with many different many years from credit history, reliable income, property and you will a reputation to the-time repayments.
That which we particularly
- Price Defeat system: While approved for the next personal loan regarding a special bank during the a lesser price, you might introduce these types of conditions to LightStream, and it’ll beat the speed of the 0.1%.
- Financing Feel Be certain that: LightStream sends you $100 if you aren’t entirely pleased with your loan experience and you will fill in a questionnaire.
- No origination payment: LightStream charges no origination payment — or any other charges, particularly late charges otherwise good prepayment punishment.
Things to believe
- $5,000 minimum mortgage needs: The minimum financing criteria was $5,100000, which is greater than you will need — and it will be a bad idea so you’re able to obtain more called for.
- Charge otherwise Mastercard credit card expected: LightStream’s on the internet application says you really need to have a valid Visa or Mastercard credit card getting verification objectives before you can discover mortgage finance. The credit actually billed.
- No phone support: LightStream will not give support service by phone; you must current email address to own methods to questions.
What people say
LightStream enjoys essentially good evaluations toward the web site, which have one to customer away from Fl praising the business’s customer support and you may choices.
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